The following principles were established to maintain the security, integrity, and confidentiality of your personal financial information.
Types of information we collect. We routinely collect and retain information we obtain from your account applications (such as income, assets, and debts), transaction history (such as account balances and payment history),and from consumer reports (such as creditworthiness or your credit history). This information helps us:
We do not share our current or previous customers’ nonpublic information with anyone except as permitted by law
We may disclose any of the information identified above with companies that provide services for us. These companies act on our behalf and are contractually obligated to keep any information we provide them confidential. They may use the information only to provide the services we have asked them to perform. Examples of these companies include financial services providers such as payment processing companies, and other non-financial companies like check printers and data processing companies. In addition, in order to better serve your financial needs, we may also share information with Affinion Benefits Group, with whom we have a joint marketing agreement for our checking account products.
We may disclose any of the information identified above to credit bureaus and other similar organizations, and when it is required or permitted by law. For example, we may disclose information in connection with the legal process such as subpoenas, fraud investigations, or in the recording of mortgages and deeds.
Protection of Your Information. Access to your non-public personal information is limited to employees with a specific business reason for utilizing this data. Our employees are educated about the importance of maintaining confidentiality and customer privacy. If necessary, we will take appropriate disciplinary steps to enforce our employees’ responsibility to protect your personal information.
In order to prevent unauthorized access to your information, we maintain security standards and procedures that conform with industry practices. These security standards and procedures are routinely tested to verify the integrity of our systems.